Make QuickCash Payday Loan Easier
Loan Easier
Fast Approvals
Whenever, Wherever
No Hidden Charges
Privacy First
A quick & transparent small fast loans process
We have a simpler cash loan online application:
It takes just a few minutes to provide us with your information.
Using our secure application, you can e-sign your contract if pre-approved. Trust & security is our #1 priority.
Money can be directly deposited into your bank account as soon as the next business day.
Make Payday Loans Online Easier
Quick Cash Loans Types
We offer a variety of Short Term Loans
A weekend loan is essentially another name for a cash loan. The name comes from its purpose; you may need a weekend loan to go on a weekend getaway or spend your weekend doing some retail therapy.
Many lenders are not available during the weekends, but emergencies don’t limit themselves to certain days of the week, unfortunately. Thankfully, My Payday Loans is here for you.
Quick Cash Loans Types
We offer a variety of Short Term Loans
A weekend loan is essentially another name for a cash loan. The name comes from its purpose; you may need a weekend loan to go on a weekend getaway or spend your weekend doing some retail therapy.
Many lenders are not available during the weekends, but emergencies don’t limit themselves to certain days of the week, unfortunately. Thankfully, My Payday Loans is here for you.
Who Can Apply
Benefits of Partnering
- You are over 18 years old
- You have Australian bank acount
- You have regular income
Why Choose Us
Bridging finance with transparent and fair costs and no hidden fees
Unlike most lenders, we stay committed to our customers throughout the life of the cash direct loans.
Everybody who apply for instant approval loans need cash today. They want to know about the results of their fast payday loans application instantly. So, we work our best and aim to deliver results of their quick payday loans within 60 minutes as soon as we receive your paydayloans application so that you can get your cashtoday.
Pre-qualification Certificate helps you understand how much you can afford before you start shopping. Apply for your cash loans today!
We ensure complete transparency about anything and everything. You don’t worry about a thing. There are no hidden charges. All the costs are explained beforehand. So, you can ease off and apply for your cashies loan today!
We start processing the application immediately. Next step is to sign the contract online or electronically after approval and money is transferred to your bank account in few hours.
We value our customer’s information. We place security and safety first. So, everything that is provided to the company is 100% secure.
We Are Here for You
When you need small cash loans for unexpected costs, Due bills or even to plan a holiday, Same Day Cash Loans.
We offer cash n go loan to all Australian who need fast cash and meet our standard and our primary aim is to fulfil your exigency. We provide instant payday loans ranging from 200-2000 over the period up to 12 months. Our processing turnaround time is short and is all online. Wherever you are, you can easily apply instant cash loans online even from your mobile phone.
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News & Blog
Building a brighter financial future
FAQ
How much can i borrow ?
My Payday Loans, we offer loans from $200 to $10,000 to help with all kinds of expenses including car repairs, medical bills, bond, dental work, travel and vet fee etc…
Applying is simple and we help you work out how much you can afford to borrow. Repayments can be scheduled to suit you and generally occur weekly, fortnightly or monthly.
Who qualifies?
18 years of age
Have online access to a bank account showing a minimum of 90days income
Be an Australian Citizen or Permanent Resident
Have a mobile number & email address
Have Stable income
What documents are required to apply?
As a responsible lender, we need to verify your identity and be confident that you can comfortably meet the loan repayments and that the loan is ‘not unsuitable’.
With your approval, we will obtain your 90days bank statements from our authorised provider and carry out a credit check. We may request further documentation such as your photo ID, Centrelink statement to be part of our assessment process.
How do I apply ?
Click on Apply now.
For Small Cash Loans , our process is fast. You
1. Choose your amount from $200 to $2000, our smart tech will work out a loan payment structure and loan term for you to select.
2. We verify the details you have provided and quickly get back to you.
3. When approved and we accept your offer, we transfer the money to you.
Fees and charges
Small Amount Loans
Establishment fee is 20% of loan amount.
Monthly fee is 4% of loan amount.
A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.
A daily default fee of $5 while your account remains in default.
There are no penalties for paying your loan out early.
Medium Amount Loans
Establishment fee 400$.
Monthly fee is 4% of loan amount.
A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.
A daily default fee of $5 while your account remains in default.
There are no penalties for paying your loan out early.
How it works ?
Once you have submitted your application, we will verify the information you have provided and we may need to collect additional documents. As a responsible lender, we conduct various inquiries including a credit check as part of our assessment process.
We use an authorised third party company – Credit Sense to obtain your latest bank statements. This enables us to assess your application quicker. Be assured that we do not have any control of your bank account and your banking details are not storeed by us or Credit Sense. We take your security seriously and all your information on this site is well protected.
Once all our checks have been done, we get back to you and arrange for the funds to be transferred to your bank account.
Making your repayments is also easy. We will set up direct debit payments on a nominated date and send you a reminder a few days before.
There is no cost to you whatsoever if you are unsuccessful in getting a loan from us. You are welcome to come back when your circumstances change.
Can I apply if I’m having unpaid default?
No! If you are current having unpaid default or discharged Bankrupt or Part 9 Agreement we will automatically decline the application.
How long does it take?
Depends on how tech savvy you are but most people get the application done within 5 minutes or less! And after that, we can take up to 1 hour to complete the assessment process. Please Note: If we require any additional support during the application process, the time frame may be extended.
Have more questions? Contact Us Now
If you have any further questions, contact us through:
Email: admin@mycashonline.com.au
Phone: 1300 998 868
Mail: PO Box 163, Forest Hill Vic 3131
FAQ
How much can i borrow ?
My Payday Loans, we offer loans from $200 to $10,000 to help with all kinds of expenses including car repairs, medical bills, bond, dental work, travel and vet fee etc…
Applying is simple and we help you work out how much you can afford to borrow. Repayments can be scheduled to suit you and generally occur weekly, fortnightly or monthly.
Who qualifies?
18 years of age
Have online access to a bank account showing a minimum of 90days income
Be an Australian Citizen or Permanent Resident
Have a mobile number & email address
Have Stable income
What documents are required to apply?
As a responsible lender, we need to verify your identity and be confident that you can comfortably meet the loan repayments and that the loan is ‘not unsuitable’.
With your approval, we will obtain your 90days bank statements from our authorised provider and carry out a credit check. We may request further documentation such as your photo ID, Centrelink statement to be part of our assessment process.
How do I apply ?
Click on Apply now.
For Small Cash Loans , our process is fast. You
1. Choose your amount from $200 to $2000, our smart tech will work out a loan payment structure and loan term for you to select.
2. We verify the details you have provided and quickly get back to you.
3. When approved and we accept your offer, we transfer the money to you.
Fees and charges
Small Amount Loans
Establishment fee is 20% of loan amount.
Monthly fee is 4% of loan amount.
A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.
A daily default fee of $5 while your account remains in default.
There are no penalties for paying your loan out early.
Medium Amount Loans
Establishment fee 400$.
Monthly fee is 4% of loan amount.
A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.
A daily default fee of $5 while your account remains in default.
There are no penalties for paying your loan out early.
How it works ?
Once you have submitted your application, we will verify the information you have provided and we may need to collect additional documents. As a responsible lender, we conduct various inquiries including a credit check as part of our assessment process.
We use an authorised third party company – Credit Sense to obtain your latest bank statements. This enables us to assess your application quicker. Be assured that we do not have any control of your bank account and your banking details are not storeed by us or Credit Sense. We take your security seriously and all your information on this site is well protected.
Once all our checks have been done, we get back to you and arrange for the funds to be transferred to your bank account.
Making your repayments is also easy. We will set up direct debit payments on a nominated date and send you a reminder a few days before.
There is no cost to you whatsoever if you are unsuccessful in getting a loan from us. You are welcome to come back when your circumstances change.
Can I apply if I’m having unpaid default?
No! If you are current having unpaid default or discharged Bankrupt or Part 9 Agreement we will automatically decline the application.
How long does it take?
Depends on how tech savvy you are but most people get the application done within 5 minutes or less! And after that, we can take up to 1 hour to complete the assessment process. Please Note: If we require any additional support during the application process, the time frame may be extended.
Have more questions? Contact Us Now
If you have any further questions, contact us through:
Email: admin@mycashonline.com.au
Phone: 1300 998 868
Mail: PO Box 163, Forest Hill Vic 3131
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